What is Unemployment Disability Insurance?

July 20, 2010

Unemployment and Disability Insurance helps if you become injured on the job, at home, or even involved in a car accident.  Do you ever ask yourself, what happens if I don’t go to work today?   Well, going to work today usually is not a problem because most people have sick days, or even vacation days.  [...]

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Best Mortgage Life Insurance for Your Family

July 17, 2010

When I was working as a Residential Mortgage Loan Officer, it was simple to calculate a Mortgage Life Insurance rate. It wasn’t difficult at all.  It was solely based on the process of the applicant breathing.  If they breathed, had a heartbeat, they qualify.  So for me, it didn’t seem like a hard sell since [...]

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What is Mortgage Payment Protection Insurance ?

July 16, 2010

Mortgage Payment Protection Insurance is a mortgage protection tool that homeowners can purchase to protect themselves in the event of losing your job, or becoming disabled.  If this were to happen, the homeowner’s monthly principal and interest payment during the disability, or loss of job, is waived for a specified number of months, or even [...]

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Getting the Best Mortgage Insurance Rates

July 16, 2010

Getting the best Mortgage Life Insurance rates is important.  As soon as you close on your home, you will soon get letters pouring out of your mailbox from insurance companies attempting to sell you Life Insurance.  Do you know what they are trying to sell you?  Be careful!  Some of these companies are scams, and [...]

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Mortgage Insurance Quotes Tips

July 15, 2010

Many homeowners or first time buyers may not realize, Mortgage Insurance Quotes are chosen by the lender, and not the customer.  It is also known as a mortgage guaranty and may be public or private depending on the lender.  Basically, the Lending Institution purchases this type of Insurance to protect the lender against default of [...]

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Mortgage Disability Insurance Can Help

June 10, 2010

Mortgage disability insurance has become a great option for families who are worried of an accident occurring and leaving there family in a financial crisis due to them being incapacitated or unable to work.  Not being able to work and bring in an income to help make he mortgage payments can leave any family in [...]

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Mortgage Life Insurance Rates – Compare Rate Quotes

May 31, 2010

Mortgage life insurance rates vary depending on the situation and the variables of the person who is seeking the policy.  Many of the determining factors depend on the health, age, and size of the policy that is being quoted.  Much like life insurance, the better your health and the younger that you are the better [...]

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What is Unemployment Mortgage Protection Insurance?

May 29, 2010

Unemployment mortgage protection insurance is a type of insurance that a person can purchase in case he or she in unemployed for a certain length of time.  The insurance policy than kicks and and begins to help make the mortgage payments until a job is found.  This insurance can be a big deciding factor in [...]

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Do I Need Mortgage Life Insurance ?

May 29, 2010

Mortgage Life insurance policies are not for everyone.  These policies normally get offered prior to signing of your home mortgage.  Mo Matter what someone might have told you these policies are not required when purchasing a home.  There is no doubt that the bank lending you the money will be more than happy if you [...]

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Mortgage Disability Insurance : What’s Right For You

May 29, 2010

Mortgage disability insurance is something that most home owners should consider when buying a home.  This type of insurance can protect you and your home with your mortgage payments if you are disabled and cannot work for a period of time.  If you can afford the protection of the policy it can be wise to [...]

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